Send you teen to a defensive driver or driver safety course. These can be taken at an approved traffic school. Upon completion, your teen will receive a certificate. Most insurance companies offer car insurance discounts with a certificate.
Limiting the number of passengers in the car can decrease your teen’s chances of being involved in an accident by nearly 50%. Having accidents on your record will lead to higher car insurance premiums. Having a clean driving record can help keep car insurance premiums low. In fact, many insurance companies will lower premiums each year as long as the teen maintains a spotless driving record.
Even if your state does not have nighttime driving laws for teens, limiting your teen’s driving to daytime only will decrease your teen’s chances of being involved in a fatal accident.
Most insurance companies offer car insurance discounts for good grades.
Car insurance on sports cars and luxury cars cost more due to the nature of sports cars and the cost of luxury cars.
When you search for car insurance have the following documents and information available:
Teen’s Driver’s License or Permit
Copy of Transcripts
Certificate of Completion (driver safety course, defensive driver course)
Copy of Car Title
Mileage
